The purpose of the C.A.R.E. program is to educate high school and college students, and teachers, about the pitfalls of credit abuse. Our program highlights:

• what credit is
• how to establish a good credit rating
• how to keep credit card debt under control
• what to do in situations of bad credit.

Hawaii federal bankruptcy court judges, and private firm attorneys, volunteer their time to speak to young people about avoiding debt whenever possible. These bankruptcy professionals have years of expertise in working with individuals who have incurred unmanageable debt. Presentations are often given in a classroom setting, and handouts are provided for participants. There is no cost associated for Oahu locations. (Please inquire about neighbor island presentations.)

We invite you to learn more about the program in a featured Honolulu Advertiser newspaper article, and to visit the national C.A.R.E. web site.

To schedule a visit to an establishment, contact the Hawaii Bankruptcy Court at (808) 522-8100 or email care@hib.uscourts.gov.

Letters of Appreciation

• Hawaii Baptist Academy
• Kailua High School
• Ke Kula 'O Nawahiokalani 'Opu'u Iki Laboratory PCS