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CARE Program

CARE (Credit Abuse Resistance Education)

The CARE program is designed to educate high school and college students about the pitfalls of credit abuse and to prepare them for the financial responsibilities they will encounter as young adults. The program provides educators access to bankruptcy judges and attorneys with years of experience in working with individuals who have accumulated unmanageable debt. These professionals volunteer to speak to young people about what credit is, how to establish a good credit rating, how to keep credit card debt under control, and the consequences that result from abusing credit.

Presentations typically are given in a classroom (but may be given remotely). Handouts also are distributed. There are no costs associated with presentations at schools and institutions on Oahu. (Please inquire about presentations on the Neighbor Islands.) To schedule a visit, contact us at (808) 522-8111 or email

Learn more about the CARE program:

Download presentation materials:

Feedback from students and teachers: